Transforming The Coastal Economy of Malang Through Fintech Innovation Toward Sustainable Food Security
DOI:
https://doi.org/10.59329/pkpm.v3.242Keywords:
fintech, digital economy, coastal empowerment, financial inclusion, food security, MalangAbstract
ABSTRACT
The utilization of financial technology (fintech) has become a key driver in transforming coastal economies that traditionally have limited access to formal financial services. This community service program focuses on implementing fintech innovations to promote economic independence and food security among coastal communities in Malang. Through education and mentoring activities, the program introduces various fintech applications such as digital payments, micro-investment platforms, and peer-to-peer lending that can be adopted by small-scale fishers and seafood processing entrepreneurs. In addition to improving digital financial literacy, the program facilitates collaboration among coastal communities, financial institutions, and fintech providers to build an inclusive digital economic ecosystem. The adoption of fintech is expected to expand access to capital, accelerate transactions, and strengthen local food supply chains. Ultimately, this initiative aims to create a more adaptive and resilient coastal economy while supporting sustainable food security in the Malang region.
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Copyright (c) 2025 Durratun Nashihah, Firnanda Al-Islama Achyunda Putra, Anandhayu Mahatma Ratri, Saskia Dicha Prisilia, Risa Lidia Putri Wijayani
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